Effective date: September 26, 2025

Company: Monarch Meridian Group LLC (“Monarch,” “we,” “us,” “our”)

Contact: support@monarchmeridiangroup.com

 

 

1) Acceptance of Terms

 

By accessing or using our website, products, or services (collectively, the “Services”), you agree to these Terms & Conditions (“Terms”). If you do not agree, do not use the Services.

 

 

2) Changes to These Terms

 

We may update these Terms at any time. The “Effective date” above will change when we do. Continued use of the Services means you accept the updated Terms.

 

 

3) Eligibility

 

You must be at least 18 years old and have the legal capacity to enter into a binding contract. If you use the Services on behalf of a business, you represent that you have authority to bind that business.

 

 

4) Services; No Legal Advice

 

Monarch provides judgment enforcement and related administrative services. We are not a law firm and do not provide legal advice. Information on the website is for general informational purposes only and should not be relied upon as legal, tax, or financial advice. Consult qualified professionals for advice tailored to you.

 

 

5) Accounts & Security (if applicable)

 

You are responsible for maintaining the confidentiality of any account credentials and for all activities under your account. Notify us promptly of any unauthorized use.

 

 

6) Acceptable Use

 

You agree not to:

 

• Violate any law, regulation, or order of a court/agency.

• Interfere with or disrupt the Services or their security.

• Access or scrape the Services by automated means without our prior written consent.

• Upload or transmit malware, harmful code, or spam.

• Infringe or misappropriate intellectual property, privacy, or other rights of third parties.

 

We may suspend or terminate access for any suspected violation.

 

 

7) Intellectual Property

 

The Services, including text, graphics, logos, and software, are owned by Monarch or our licensors and are protected by IP laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from the Services. All trademarks, service marks, and logos are the property of their respective owners.

 

 

8) Limited License

 

Subject to these Terms, we grant you a limited, nonexclusive, nontransferable, revocable license to access and use the website for your internal, lawful purposes.

 

 

9) User Content & Feedback

 

If you submit content, data, or feedback to us, you grant Monarch a worldwide, royalty-free, perpetual license to use, host, reproduce, modify, and create derivative works from it to operate and improve the Services. You represent you have all necessary rights to grant this license.

 

 

10) Third-Party Links & Services

 

Our website may link to third-party sites or services. We are not responsible for their content, policies, or practices. Use third-party resources at your own risk.

 

 

11) Privacy

 

Your use of the Services is subject to our Privacy Policy (posted separately). By using the Services, you consent to our data practices described there.

 

 

12) Disclaimers

 

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONARCH DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT ANY RECOVERY OR SPECIFIC OUTCOME WILL OCCUR.

 

 

13) Limitation of Liability

 

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONARCH AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIMS WILL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID TO MONARCH FOR THE SERVICES GIVING RISE TO THE CLAIM IN THE 3 MONTHS PRECEDING THE EVENT.

 

 

14) Indemnification

 

You agree to defend, indemnify, and hold harmless Monarch from and against any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your content, or your violation of these Terms or applicable law.

 

 

15) Suspension & Termination

 

We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including suspected violations of these Terms. Upon termination, provisions that by their nature should survive (e.g., IP, disclaimers, limitations of liability, indemnification, and dispute resolution) will survive.

 

 

16) Governing Law; Venue

 

These Terms are governed by the laws of the State of [Insert State], without regard to its conflict-of-laws rules. You agree to the exclusive jurisdiction and venue of the state and federal courts located in [Insert County/State] for any dispute not subject to arbitration (if arbitration is used).

 

 

17) Dispute Resolution & Arbitration (Optional but recommended)

 

At Monarch’s option, any dispute arising out of or relating to these Terms or the Services will be resolved by binding, individual arbitration administered by JAMS under its applicable rules. The seat of arbitration will be [Insert City/State]. You and Monarch waive any right to a jury trial and to participate in a class action. This section does not prevent either party from seeking injunctive or equitable relief in court for IP or data security matters.

If you prefer no arbitration clause, I can remove or tailor this section.

 

 

18) DMCA / Copyright Complaints

 

If you believe content on the Services infringes your copyright, contact us at support@monarchmeridiangroup.com with: (a) your contact info; (b) a description of the copyrighted work; (c) the specific location of the allegedly infringing content; (d) a statement that you have a good-faith belief the use is not authorized; (e) a statement, under penalty of perjury, that your notice is accurate and you are authorized to act; and (f) your physical or electronic signature.

 

 

19) Electronic Communications; Notices

 

By using the Services, you consent to receive communications from us electronically. We may provide notices by email to support@monarchmeridiangroup.com (for outbound notices to you, we’ll use the email you provide) or by posting on the website.

 

 

20) International Use

 

We make no representation that the Services are appropriate or available in all jurisdictions. You are responsible for compliance with local laws.

 

 

21) Severability; Waiver

 

If any provision of these Terms is found unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in effect. Our failure to enforce any right is not a waiver.

 

 

22) Entire Agreement

 

These Terms, together with any additional terms we present for specific Services and our Privacy Policy, form the entire agreement between you and Monarch regarding the Services and supersede prior or contemporaneous understandings on the subject matter.

 

 

Contact Us

 

Questions about these Terms? Email support@monarchmeridiangroup.com.